Passion Without Hard Work Is Just a Dream

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 17 June 2025

⏱️ 129 minutes

🔗️ Recording | iTunes | RSS

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Summary

🔗⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠ Dave Ramsey and Dr. John Delony answer your questions and discuss: "My husband has been hiding money in the closet. How can I reason with him when he doesn't see a problem in this?" "How much do we need to have saved in order to quit my job and pursue our dream?" "How do we convince my mom that her new husband isn't doing right by her by not properly planning his estate?" "My mother is financially enabling my sister while we are supporting her. What should we do?" "How do I overcome childhood financial fears about money?" "How can I avoid going to jail because I can't pay my divorce settlement" "Should my girlfriend and I get a prenup?" "Is it feasible to buy a house to include all our family or should we rent two separate living spaces?" "What should we do with a $1 million inheritance?" Next Steps: ✅ ⁠⁠Help us make the show better by taking this short survey!⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠send us an email.⁠⁠ 📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠ ✔️ ⁠⁠Help us make the show better. Please take this short survey 📱 Download the free Ramsey Network app! 💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠ ❤️‍🩹 ⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠ 📈 Free Tools & Resources to Help You With Investing Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠ Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ Go to ⁠⁠Boost Mobile⁠⁠ to switch today! Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ Get started today with⁠⁠ Churchill Mortgage⁠⁠ Get 20% off when you join ⁠⁠DeleteMe⁠⁠ Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle! Save 15% on your first ⁠⁠Field of Greens⁠⁠ order with code RAMSEY Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ To find out more about student loan refinancing, check out⁠⁠ Laurel Road⁠⁠ Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ Visit⁠⁠ NetSuite⁠⁠ today to learn more Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ Learn more about ⁠⁠Timothy Plan⁠⁠ Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:07.0	Start budgeting for free today.
0:11.3	Live from the headquarters of Ramsey Solutions, it's the Ramsey show, where we help people.
0:18.4	Build wealth, do work that they love, and create actual amazing relationships.
0:25.8	I'm Dave Ramsey, your host, Dr. John Deloney, number one bestselling author,
0:29.4	host of the Dr. John Deloney show on the Ramsey Network, one of our big hits,
0:33.8	and Ramsey personality. He's my co-host today.
0:37.1	Jen is with, Jen is with...
0:38.4	Jen is with us in Seattle.
0:40.5	Hi, Jen.
0:41.0	How are you?
0:42.3	Hi, I'm good.
0:43.3	Thank you.
0:44.1	What's up?
0:45.7	Hey, so I want to know I'm not nuts.
0:50.3	You called the wrong two guys for that one.
0:52.2	My husband is, I think, one of the biggest gaslighters I know.
0:59.6	And so, you know, there was a few years ago, I was like started questioning because he came up, our 20th anniversary was three years ago.
1:15.1	And he had withdrawn.
1:18.0	We have a joint checking and then it's, and then my checking.
1:24.3	So we, and we see both.
1:25.7	So we, we see what's going in and out and whatever. Anyway, and so in the
	...

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