If you could get rid of everything bad about banks and build one from scratch,

you'd build a different kind of bank.

One that has actual people you can talk to 24-7, not robots,

doesn't invest in fossil fuels, charges no extra fees for spending abroad,

and definitely doesn't close before you finish work.

You'd build tools to help manage bills, teach kids give many habits, and give interest on personal and joint accounts.

So what would that look like?

Starling Bank, the Bank Built for You.

Welcome to an HBO podcast from the HBO Late Night Series, Real Time with Bill Ma.

Hi, CNN.

It's us here at real time.

With my panel, a fellow at the Modern Warren to June at West Point, Max Brooks,

and she's a senior political correspondent at Puck,

IRA Palmary.

Okay.

Here are the questions.

Any predictions for the Oscars on Sunday?

Ooh, I'm not the person to ask.

What are you looking at me for?

I ain't there. I don't have a movie. I mean, I know.

Wait, wait, I know. Radley Cooper will win something because he seems so desperate for an Oscar.

Right? Yes. Well, I can tell you, I mean, my personal favorite as a novelist is American fiction.

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