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Smart Money Happy Hour with Rachel Cruze and George Kamel

Our Unfiltered Takes on Your Real-Life Money Dilemmas

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.92.8K Ratings

🗓️ 31 July 2025

⏱️ 37 minutes

🧾️ Download transcript

Summary

💰 Which side hustle is right for you? Get personalized recommendations from our Side Hustle Quiz. https://ter.li/8u8nzi 📈 Are you on track with the Baby Steps? Get a free personalized plan. Today we’re answering your real-life money questions! In this episode, Rachel and George listen to your voicemails and share their hot takes on everything from wedding expenses to kids’ braces. Next Steps: 🎥 Watch our video Responding to Your Complicated Money Situations (Our Two Cents). 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour    📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517.[JR1]  💵 The simplest way to budget. Download the EveryDollar app for free!  Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: ☘️ Irish Maid Recipe: @anatomyofadrink  2 ounces Irish whiskey 1/2 ounce elderflower liqueur 3/4 ounce lemon juice 1/2 ounce simple syrup 2 cucumber slices Instructions: Add all ingredients to shaker tin, add ice and shake until chilled. Fine strain into a glass over fresh ice and garnish with a cucumber slice. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Here's our number, so call us maybe.

0:07.6

Actually, you already did because today we're cleaning out the old voicemail box to answer your honest financial questions.

0:13.5

Their reliability percentage is probably about 50%.

0:16.9

Oh, boy.

0:17.6

Oh, no.

0:18.5

What is the dumbest stupid tech you have paid? I had a recent one. Have I

0:22.2

dogged Dick's sporting goods yet? Hey, guys, I'm Rachel Cruz. I'm George Camel. And this is

0:33.5

Smart Money Happy Hour.

0:45.2

Well, this is the show where two friends who happen to be money experts talk about what you're talking about.

0:47.7

Everything from pop culture, current events, and money.

0:50.6

But first, I know you're curious about what we're sipping on here.

0:52.7

This is The Irish Made.

0:57.5

And can I say, love it so far. Already a fan. Stick around until the end. We're going to give you our rating and reveal the cost per glass at the very

1:01.0

end of the episode. Love it. Okay, Rachel. So when people ask you, what's the best part of your job,

1:07.1

immediately what comes to mind? Be honest. I like, I like the fact that we get to interact with people. Like in their real life, things that are happening, especially when we host the Ramsey show, they call in or on social. You know, I'll get Instagram DMs, and they're like, hey, this is what's happening. Like it's celebratory or questions. I don't know. I'm like, oh like oh yeah we get to be with the people and i love

1:27.9

it i that is true i like that people give us their little riddles and puzzles and they trust us to help

1:34.0

them solve it yeah and then i'm like oh they're actually gonna go like go do this stuff if i tell

1:38.2

them to do it so there's a weight there but it's such an honor and privilege yeah it is it's super

1:43.1

super fun that's why i'm really excited about today's episode because we set this up of we set up the voicemail we had this idea this has probably been i'm going to say about a year ago feels like a decade ago it's been a while and we're like it'd be so cool to do this and we've utilized it some but we're like you know what of want to dedicate a whole episode to people and their questions.

2:01.4

And like, what do they have?

2:02.1

We just open it up and said, hey, call us, leave a voicemail, and maybe we'll answer it in this episode. And here we are. Here we are. Are you nervous? You just did three hours of the Ramsey show, so I feel like you're primed. I'm ready to take some calls, but I like that they're smart money happy hour listeners, though.

2:01.7

That's true.

...

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