Hey guys, George Campbell here, and you're listening to a replay of some of our favorite moments

from this year. Have a great Memorial Day!

Live from the headquarters of Ramsey Solutions, broadcasting from the pods moving and storage studios,

it's the Ramsey show where we help people. Build wealth, it worked that they love, and create

actual amazing relationships. George Campbell, Ramsey personalities my co-host today,

open phones, and AAA8255225, that's AAA8255225. Marley starts off this hour in Minneapolis. Hi Marley,

how are you? Hi, I'm good, thank you. Good, how can we help? I am calling to get some advice on how we

stop doing too many baby sets at once, well in the middle of building a house.

Okay, how many are you doing? Well, we are attempting to pay off that, have a bathing

fund, and then also have over 20% of equity in our house, which we've already gotten that one.

Now we're realizing, we're just starting in the middle of doing the baby sets and we need to take

that back. So the house is under construction. Correct. And you're under contract for it.

Yep. Okay. Yep. We are building it ourselves, which is how we've gotten our equity with it.

So that decision is done. Yeah. Can't really undo it. Okay, so let's just set that aside and you've got

20% equity because of the sweat equity or you've got the actual cash.

A mix of both. We've paid quite a bit out of pocket already, then plus the sweat equity.

So we will have well over 20%. Okay, what do you need to finish the house in cash?

To finish the house in cash? What cash do you need to finish this project that you've started?

We would need 400,000. So that's what our mortgage on being when we are.

No, no, no, no. That's your mortgage is not cash. Your mortgage is borrowed money. I'm talking

about how much money do you need in the bank to finish this project? I see. We are having a lot of

cash will coming in and out, but we're taking draw both forehand. So really that's all being done

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