Hey guys, George Campbell here, and you're listening to a replay of some of our favorite moments

from this year. Have a great Memorial Day!

Live from the headquarters of Ramsay Solutions, broadcasting for the pods moving in storage

and studios, it's the Ramsay Show, where we help people. Build wealth, do work that they love,

and create actual, amazing relationships. Dr. John Deloney, number one best selling off the

Ramsay personality, and host of the Dr. John Deloney Show is my co-host today. Open phones that

triplate 825-525, Elizabeth starts us off in New Jersey this hour. Hi, Elizabeth, welcome to the

Ramsay Show. Thank you, Mr. Ramsay for having me. I have a question. I am currently in a situation

towards I need to replace a hot water heater. I have a thousand dollars saved in my emergency fund,

and I'm on baby step two, and I know you advise people not to take advantage of credit, but I'm

in a step situation where I don't have the financial resources to purchase a new one without maybe

utilizing one of the finance options that my local provider. How much is the hot water heater?

$2,823.17 is the least expensive I was able to find. I've contacted seven different

plumbing services, and each one was much more than that, and one of my local big box stores

offered me that at that rate and at a zero percent, and I have a thousand to contribute,

but I don't have the other $2,000 to put towards it. What happened to the hot water heater?

It died. It's been in the house that we recently really acquired the house last year,

and the hot water heater is from 2004. Okay, there's a lot of things that can happen with the hot

water heater. This is a tankless or a tank hot water heater. It is a tiny tank hot water heater

when the plumbers came out, they expressed a new tree place it because it was leaking,

and it wasn't repairable. It's leaking. Yes, sir, it left a small pond on the kitchen floor.

Okay. Wow, I haven't apparently been hot water shopping in a while. I had no idea it was $2,800,

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