As companies seek to close growing gaps in skills and talent,

Deloitte US CEO Jason Garzatus believes it's important for organizations to understand their baseline of skills.

There's so many organizations that can't ask and answer the fundamental questions about how much computer science or data management skills do I have or AI development skills in a given domain? By performing a skills

inventory, leaders can truly understand where their efforts should be focused. Being blind to

those gaps is the real miss. Visit Deloitte.com to learn how your enterprise can help successfully

cultivate talent. Welcome to Tech News briefing. It's Tuesday, October 21st. I'm Bell Lynn for the Wall Street

Journal. Scammers are stealing credit card credentials through text messages. We look at how a vast

criminal operation has nabbed more than a billion dollars.

Plus, Oracle's stock jumped when the company reported nearly half a trillion dollars in contracted

future revenue. But will it all come through? Our heard on the street columnist digs into

Oracle's finances.

But first, you've probably gotten a text message before that seems a little fishy,

and chances are it is.

WSHA reporter Robert McMillan has been following the criminal enterprises behind those texts.

He spoke with our Julie Chang about why they're so effective and what to look out for. Bob, I'm sure many of us have gotten these text messages. I can

probably pull up several on my phone right now. So can you walk us through here? What happens if I

tap the link on one of those messages? Oh, yeah, never do that. If you do that, then you're going to go to what's called a fishing site, which is basically a fake website.

So if you click on one of these messages in San Francisco, it might be a fast track message.

You'll go to a website that looks like a fast track website.

You'll see an interface that allows you to pay some kind of minor fine

on the site. And if you do that, you're basically handing over your credit card credentials to

Chinese organized crime. Okay, break that down a bit for us. What exactly is happening behind

...