Hello to you, dear listeners. What a pleasure it is to be with you here on the Oprah podcast,

the brilliant Melody Hobson, the brilliant and well-dressed Melody Hobson.

Thank you.

Co-CEO and president of Ariel Investments is back with me in the T-House.

And Melody has written a fantastic children's book. It's a New York Times bestseller.

It's called a children's book, but it's actually for anybody who wants priceless facts about money.

And I think all parents should get this book for your children and also for yourself, because

I have to tell you, I learned so much. Earlier this year, we recorded a podcast

about the book. And if you haven't listened or watched it yet, I strongly recommend that you do.

And you know, since I started this podcast last year, Melody's episode is the, of all the people

we've talked to, is the most liked episode of all so far. And since you liked it so much,

I asked Melody if she would come back to talk with me. But this time, with young people who are a

little bit older, Gen Z. Maybe you are a member of Gen Z, or you have one in your life like I do.

And it's in the news every day that this generation has been hit harder by rising prices,

by higher housing costs, by large student loan balances,

and more overall debt than the millennials before them and certainly our generation.

So there's a lot to unpack.

Thank you for coming back.

Most light.

Thank you for having me.

I was very excited about that, but I do like to overachieve.

I know, but I think it's so interesting that a conversation with kids about money out of all the conversations we've had would be the most well received, the most likes.

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