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Coming up, I'll talk about how Biden offered millions of Americans forgiveness for their college debt and then quietly took it back.

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The Biden administration with great fanfare announced its college debt forgiveness program.

The program applies to people who have loans that they're unable to pay back. You have to be making less than $125,000 a year now to qualify for this debt forgiveness.

This is a bad idea on three levels. First of all, it's expensive. It costs a federal government, at least according to the Congressional Budget Office, about $400 billion over the next three decades.

This is money we don't have. The country is deeply in debt, so this is a ridiculous thing to do from the government's point of view.

It's also bad for the actual person who's supposedly being benefited. Obviously, they're being held in the sense they don't have to pay.

But they're being heard in the sense that they're getting a message from the government and in fact from society generally, of irresponsibility.

You can take loans and you're not going to have to pay them. It's kind of like telling people who come over to the country illegally. You can come over illegally, but we're going to make you citizens anyway.

So this is an encouragement, an inducement to irresponsible behavior. And by the way, many of these, the people who have taken this debt, some of them of course have been conned into it.

Conned into it, by the way, by very cunning universities that basically say, hey, listen, it's no problem. Don't worry about it. Pay later.

So universities are very complicit in this debt scheme. But of course, a lot of people went into, became majors in women's studies and black studies and sociology and education.

And they essentially made basket weaving. They majored in things where they should have known if they didn't know that this is not going to be easy for you to take on this kind of debt and pay it back. And yet they did it.

So now they're being sort of released of their own obligations, legal obligations they voluntarily undertook. And third, it's unfair, of course, to people who play by the rules.

It's unfair, not only to people who have taken the trouble and the effort to pay off their debts, but it's unfair to the people. In many cases, working class people, you have plumbers and people who went to high school or community college.

They deliberately went to community college because it's cheaper. They went to trade school so they can work hard and make money.

And now those guys through taxation are going to have to pay to release irresponsible, you know, liberal arts kids from their college loans. The whole thing totally stinks.

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