If you've ever tried to create a financial plan or met with somebody to help you, you understand what a confusing and frustrating process that can be.

My guest today, Mr. Carl Richard, shares with us how easy it can and should be to finally get on track with your money.

You're a man of action. You live life to the fullest.

Embrace your fears. Emboatly charge your own path. When life knocks you down, you get back up one more time.

Every time, you are not easily deterred or defeated.

Rugged, resilient, strong. This is your life. This is who you are. This is who you will become.

At the end of the day, and after all is said and done, you can call yourself a man.

My guest today is Carl Richards. He is a certified financial planner.

He's also the director of Investor Education for the Banner Alliance.

Carl has been featured on Marketplace Money, Oprah.com and Forbes.com.

In addition, he has become a frequent keynote speaker at Financial Planning Conferences.

In fact, he's keynoting in a financial conference that I'm going to be attending later this year.

Carl is known for his simple financial sketches where he makes complex financial concepts easy to understand.

Those sketches, they serve as the foundation for his first book, The Behavior Gap.

Simple ways to stop doing dumb things with your money.

Carl, hey, I'm so excited to have you on the show today.

I'm honored to be here, Ryan. Thank you.

We've got a lot of good things. Of course, my background is in Financial Planning years as well.

So I think we'll be able to have a good conversational server audience as well.

Yeah, for sure.

So I told you this quickly before we started this interview, but I actually ran across your work.

I was in the airport and ran across The Behavior Gap, which is a previous book that you had written.

...