One year ago, the largest bank failure in the United States since 2008, the collapse of Silicon Valley Bank,

the place where Silicon Valley actually banked.

Our dirtibosis here on how startups are still feeling the effects of that for today's tech check.

Hi, Dee.

Hey good morning Carl.

So one year later, S. Vee's bus, that is still being felt here.

The Valley is still searching for its replacement because

S. V. was extremely unique. It had tailored services to the earliest age

companies, partnered with VCs, it was an equity investor, itself. It became a go-to lender as well for those considered

and still considered too risky by traditional banks. Beyond that the bank also

played a key role in the everyday lives of founders and employees through

mortgages and personal loans.

I sat down with FinTech careful co-founder Todd Roback earlier this week who reflected on the

changes and the gap that's still in the market.

I think we're halfway through it because changes and the gap that's still in the market.

I think we're halfway through it because banks like S. V.

They played a meaningful role in the ecosystem.

They have a job to do.

What we've seen, as I think you mentioned,

is a fragmentation of some of those teams

to great institutions, right?

Some are at J.P. Morgan.

...