One Woman's Inspiring Journey to Get Her Financial Ball Rolling (with Yanely Espinal)
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 7 June 2023
⏱️ 71 minutes
🧾️ Download transcript
Summary
Imagine growing up in a neighborhood where everyone is on government assistance, and still pulling yourself up onto your feet enough to attend one of the most prestigious colleges in the USA...only to find yourself deep in credit card debt and struggling. That's a small sliver of Yanely Espinal's story (you may know her as Miss Be Helpful on YouTube). She joins us today to help you figure out how to pay down debt, fix your credit, but most of all, to just get started.
In our headline segment, Wells Fargo (that bad-boy bank out west) is in the news again, and NOT for a good reason. We'll share why AND what you should consider doing with your money if you're with one of the big banks. We'll talk credit unions, online banks, and the world of FinTech to help you make a swap to more friendly shores.
Of course, we'll also throw out the Haven Lifeline to a Stacker in need AND challenge you with Doug's Miss Helpful trivia. Remember the Miss Helpful books? They made TONS of Benjamins for the author AND helped people to be a little kinder to each other.
Show Rundown:
Open/Introductions
Headline - Wells Fargo Executive Paying a HUGE Fine
Doug's Trivia
Featured Guest - Miss Be Helpful, Yanely Espinal
Haven Lifeline - Help a Stacker with their money
Community Calendar/What We Learned Today
FULL SHOW NOTES: https://www.stackingbenjamins.com/personal-finance-education-yanely-espinal-1336
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201.
Enjoy!
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Transcript
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| 0:00.0 | So you'll pick me up tonight at 745? |
| 0:03.8 | Well, no, I got a few things to take care of first, but why don't we make it quarter to eight? |
| 0:10.4 | Stop it. |
| 0:13.0 | Okay, 745. |
| 0:19.9 | Live from Joe's Mom's Basement, it's the Stacking Benjamin show. |
| 0:29.0 | I'm Joe's mom's neighbor, Doug, and get ready to mind your money. |
| 0:38.1 | Here today to share her story and strategies to reach your money goals without being bored |
| 0:43.0 | senseless, let's welcome Miss Be Helpful Yinelli Espinall. |
| 0:48.2 | In our headlines, Wells Fargo. |
| 0:50.8 | Welcome back to the news again, you old son of a gun. |
| 0:53.8 | We'll cover the latest from the bad boy Bank of the West. |
| 0:57.5 | Plus, we'll throw out the Haven Lifeline to Lucky Stacker Jane, |
| 1:01.1 | who wants some advice on the most tax-efficient way to leave retirement accounts to loved ones. |
| 1:06.8 | And then I'll share some tunish trivia. |
| 1:09.9 | And now, two guys who know something about being animated, Joe and O, Jha, Jha, Jha, G. |
| 1:19.1 | Yes, one take. |
| 1:22.4 | They call him One Take Doug, everybody, in Hollywood and in mom's basement. |
| 1:28.3 | Everybody, welcome to Wednesday. |
| 1:30.4 | I am Joe Salsi. |
| 1:31.5 | I Average Joe Money on Twitter and we are animated and not like marionettes. |
| 1:38.1 | Animated in a way that we can't get enough talking about money. |
| 1:42.6 | Mr. O.G. across the table. No strings attached to him. I'm nobody's puppet. He isn't. I'm the puppet master. Well, maybe, come on. Like a Megadeth song about that? Real Peck. I don't know. Metallica or something. Listening to Megadeth when I was like 12. Ouch. So who am I kidding? I wasn't even listening to Barry Manlo when I was 12. He is fantastic. Do we need to go there again? Because we had a whole time period where you guys gave me a lot of grief for listening to Barry. And now you're admitting it. You made young girls cry and young boys for that matter. Me. Is he the one that made doves cry or you don't want doves to cry? No, doves is prince. When doves cry. Different guy. Whole different guy. Yes. Welcome to the oldies music for the win podcast. We get a great show though. Yulele As-Espinal does everything. Marketplace by American Public |
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