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The Stacking Benjamins Show

One Woman's Inspiring Journey to Get Her Financial Ball Rolling (with Yanely Espinal)

The Stacking Benjamins Show

Joe Saul-Sehy | Cumulus Podcast Network

Investing, Business, Self-improvement, Education

4.21.9K Ratings

🗓️ 7 June 2023

⏱️ 73 minutes

🧾️ Download transcript

Summary

Imagine growing up in a neighborhood where everyone is on government assistance, and still pulling yourself up onto your feet enough to attend one of the most prestigious colleges in the USA...only to find yourself deep in credit card debt and struggling. That's a small sliver of Yanely Espinal's story (you may know her as Miss Be Helpful on YouTube). She joins us today to help you figure out how to pay down debt, fix your credit, but most of all, to just get started. In our headline segment, Wells Fargo (that bad-boy bank out west) is in the news again, and NOT for a good reason. We'll share why AND what you should consider doing with your money if you're with one of the big banks. We'll talk credit unions, online banks, and the world of FinTech to help you make a swap to more friendly shores. Of course, we'll also throw out the Haven Lifeline to a Stacker in need AND challenge you with Doug's Miss Helpful trivia. Remember the Miss Helpful books? They made TONS of Benjamins for the author AND helped people to be a little kinder to each other. Show Rundown: Open/Introductions Headline - Wells Fargo Executive Paying a HUGE Fine Doug's Trivia Featured Guest - Miss Be Helpful, Yanely Espinal Haven Lifeline - Help a Stacker with their money Community Calendar/What We Learned Today FULL SHOW NOTES: https://www.stackingbenjamins.com/personal-finance-education-yanely-espinal-1336 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

I just learned to discover credit cards, do something pretty awesome.

0:04.0

At the end of your first year, they automatically double all the cashback that you've earned.

0:08.5

That's right, everything you earned doubled.

0:11.7

All the cashback from eating your favorite soup dumpling restaurant?

0:14.9

Doubled.

0:15.9

All the cashback from the trip where you is, or to learn to snowboard?

0:19.8

Also doubled.

0:20.8

And the best part, you don't have to do anything ridiculous to get it.

0:23.5

Nope, discover does it automatically.

0:25.2

Seriously, though, see terms and check it out for yourself at Discover.com slash match.

0:32.2

So you'll pick me up tonight at 7.45?

0:34.2

Well, well, no, I got a few things to take care of first, but why don't we make a quarter

0:38.6

to eight?

0:43.6

Okay, 7.45.

0:50.9

Now, from Joe's mom's basement, it's The Stacking Benjamin Show.

1:04.9

I'm Joe's mom's neighbor, Doug, and get ready to mind your money.

1:08.6

Here today to share her story and strategies to reach your money goals without being board

1:13.5

senseless.

1:14.5

Let's welcome Miss Be Helpful, Yinelli Espanol.

1:18.8

In her headlines, Wells Fargo, welcome back to the news again, y'all son of a gun.

1:24.4

We'll cover the latest from the Bad Boy Bank of the West.

1:28.2

Plus we'll throw out the Haven Lifeline to Lucky Stacker Jane, who wants some advice on

...

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