Asking the right question can greatly impact your future.

So are you working with a certified financial planner?

A CFP professional.

Certified financial planner certification is the standard of excellence in financial planning.

That's why it's got to be a CFP.

Find your CFP professional at let's make a plan.org.

Earth Day is tomorrow and every year during this time I see lists of things you can do to help the environment

even just in your backyard things like planting more native plants to attract pollinators, tearing apart or all of your

lawn to cut down on water use. Now don't get me wrong, these are good things. The bees need

all the help they can get, and it helps easier climate anxiety go with God.

But global heat records are being smashed just about every month.

Experts say these kinds of personal actions smash just

not going to make a dent in a meaningful way.

Until we get to a place where the biggest emitters actually cut down on fossil fuels.

We're going to be left to watch how climate change is already impacting some of the world's most beautiful places.

And spoiler alert, it's not pretty.

My guest this week is CNN Senior International Correspondent Ivan Watson.

He recently went to Australia to figure out what fires, floods, and bleached coral can tell us about all of our climate futures.

From CNN, this is one thing. I'm David Ryan.

So Ivan, when we talk about climate change, it's obviously a global problem, but I realize that it is currently hitting some areas harder than others.

So what did you find in Australia?

We got a view of a country that's kind of wrestling and a continent that's wrestling with these

...