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So I've been following you for quite a while, and me and my wife have been treating debt like

it's cancer. We've been living kind of frugally, and I'm left with about 15 to 20 credit cards that are completely paid off, and we can't decide what to do with them.

Because our credit score is so good, we can't decide whether we want to close them or just hold on to them.

Okay, I'm confused.

I thought you said you were following us.

I am following. And that you said you were following us. I am following.

And that you said you hated debt.

Is that the same guy?

Yes, sir.

Okay.

So if you hate debt, why do you need a credit score?

And that's where I'm at, but I don't, this is where the contention comes from.

I don't think my wife's quite where I'm at as far as.

So she doesn't hate that she

wants more debt it kind of feels like that yes sir okay well that's that's a different issue

sometimes it feels that way yes sir um if you want if you want that you do need a credit

score if you want to go into, credit score is a good thing.

Yes, sir.

But it's the antithesis of building wealth because your most powerful wealth building tool is your income.

And when you give all your income to other people because you stay in debt all the time,

then you're going to be broke your whole life and build other people tall buildings, not your own.

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