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Today's question comes from Lindsay in Illinois.

She says, my husband and I are in our late 30s and we have two teenage daughters.

He wants to quit his job and open a restaurant, which has been his lifelong dream.

He has done no research and has not created a business plan. His ideas for us to sell

are fully paid for home, oh no, of about half a million dollars and live in an apartment. Oh, no,

so he can purchase a restaurant. Oh, no. Oh, geez. I don't even know. And I get through this.

In the meantime, he wants me to keep my job. So we'll have one steady income of 85,000 a year I could

see putting all of our money into this venture and end up losing everything how do I convince him

it's a bad idea oh no Lindsay yeah um well kind of like our last caller to a degree

you have a vote too.

This is your life as well.

And you're on the deed of that house, so don't sign it.

Good point.

There you go.

Period.

Yep.

Yeah.

And again, it's not because you're a party cooper, but it's because it's a illogical. His process is completely ignorant.

It's absolutely ludicrous to open a business this way.

She's exactly right.

Number one, you need a business plan.

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