I hear a lot of you guys mention stocks that you bought for your kids, but how do you guys

go about buying stocks for your children and at what age or what kind of fun do you

use to build these things out?

I'm Chris Hill and the answer to Rick's question is coming up in a few minutes.

It's time for office hours.

We're emptying our inbox and checking the voicemail on the Motley Fool Money Hotline.

Today John Rotanti and Robert Brokamp are teaming up to answer your questions about cash management,

measuring risk and investing in ETFs.

Hi fools, I'm John Rotanti.

I'm joined by Robert Brokamp today for office hours on Motley Fool Money.

So let's send it over to the first voicemail question.

Hi, my name is Kale Phillips. I'm from Bloomington, Indiana, senior studying finance and

real estate at Indiana University.

My question pertains to selecting ETFs.

I know on the show you talk a lot about stock picking and doing reviews on stocks, but

when it comes to ETFs, what are your best practices for either valuing them or selecting the right

ones given the trends in today's market?

Thank you very much.

Hi Kale, thank you for that question. I'm going to turn this one over to Robert Brokamp.

This is his area of specialty.

Robert.

So it's, first of all, it starts with deciding what you want to invest in in terms of an asset

...