We're all here to share the gifts that we have been given.

And every single person on this planet, every single one, I don't care who you are or what your circumstances are, you have a gift that you can share with others.

And that's how we build the community.

Lynette Zhang, welcome so much. It's so good to be talking with you again. It's been too long. We last saw each other. I think that was one of George Gammons events,

if I remember, right?

Exactly. Exactly.

And we were having such a good time because we were talking about things like community

and having a resilience place to maybe go to.

And those were the good old days when you and I were still talking about things that hadn't

yet quite come true for most people, but things

are coming true now. And let's start at the top. You know what I want? Where do we start?

There's gold, there's CBDCs, there's the tokenization of assets, there's the great

taking, there's all of this. What's top of mind for you these days?

God, the debt wall that we are already running into, right?

And I'm so much about debt from you.

And I think there is the, would you like to talk about the two types of debt, please?

Because I think it's really important for people to understand it.

They always lump it into one, but there really are two types of debt.

Well, there are, and we'll call it good debt, bad debt, you know, to put a value judgment on it.

But it's technically self-liquidating and non-self-liquidating debt.

So good debt is self-liquidating and non-self-liquidating debt. So good debt is self-liquidating. You expand your

restaurant, you invest in something, maybe even in yourself and your own education, and that gives

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