Welcome to the Jill on Money Show.

It's Thursday, August 24th, and Mark and I are on vacation.

That doesn't matter.

We're still putting a whole bunch of episodes in the can so that you never have to go a

day without us.

If you really can't live without us, just hang out on our website, JillOnMoney.com.

Click the contact us button if you've got a question.

Let us know if you'd be willing to come on the air.

And don't forget, there's all sorts of great content there.

There's free stuff like the weekly newsletter, there's the blog, there's resources, but

most importantly, you can actually get access to us.

So again, that contact us button is right there wherever you end up on the website.

Right now, let's talk to Chris, who's on the line from Boston.

What brings you to us?

Yeah, so I was listening to one of your previous episodes where the caller was talking about

paying off his student debt and the interest rate was out of 4.4% interest rate.

And you gave him the financial blessing to start paying off that debt sooner, which got

me thinking about my own situation where at what point in time does the financial spreadsheet

outweigh the kind of mental relief of paying off your debt sooner?

You know what, I totally get that because it does weigh on you.

You know, when you look at a lot of confidence surveys about financial situations, debt

that hangs over for many years, it can be really debilitating.

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