Bill O'Reilly here and I'm warming up.

Standby for the O'Reilly Update Morning Edition.

But first, are your retirement funds lower than planned and you need cash to make ends meet?

We buy 75.com evaluates life insurance policies to exchange them for cash for free.

If you have a life insurance policy that's $100,000 or more and if you're ready to replenish

your retirement and get rid of those hefty premium payments, please go to webuys75.com

or call 844 or webuys 75 for a free policy evaluation now.

On this Monday morning, I think it's important for everyone to realize that we are living

history right now with this virus epidemic.

Now what I'm doing is keeping a contagion diary.

I'm writing down things that I see both local and national, for example.

I went out to the grocery store yesterday and everybody was pretty well behaved.

There wasn't any madness.

The shelves were stocked and it was a good experience.

But on the national front, not so much.

So right now, we have a lot of people on television who are speculating and there are two kinds

of speculation, negative and positive.

So the way the press does this is the more dire the speculation.

For example, Governor Cuomo of New York saying, well, this could last nine months.

Uh-oh.

And everybody's looking at each other.

Are we going to be cooped up for nine months?

...