Bill O'Reilly here and I'm warming up.

Stand by for the O'Reilly update morning edition.

But first on this Friday, recently we began a series of reports called smart life on

billorily.com and the initial results are excellent.

Basically we are looking for money saving strategies and safe investments to combat inflation

and make your life easier.

But there is a social angle to living a smart life as well and that's becoming increasingly

important.

Making foolish mistakes today can lead to misery more than ever before.

Foolish decisions will hurt you.

For example, driving intoxicated can ruin your life.

Trusting someone with your money without legal documentation is insane.

Acting impulsively in public will come back to punish you.

For personal discipline is desperately needed in your life.

Do you really need that narcotic?

That shot of tequila?

Do you really need it?

Is it smart to confide personal information to another person?

How about your job?

Are you giving your best or gaming the system?

Never before has our society been more complicated and uncertain.

Life is becoming exceedingly difficult.

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