Sains travels the globe looking for companies that not only pay healthy dividends today,

but are also investing in their businesses to pay higher dividends in years to come.

So if you're looking for long-term income and capital growth, join our World Tour.

Sains is managed by Bayley Gifford, the UK's leading investment trust manager.

A key information document is available by visiting BayleyGifford.com

As with any investment, capital is at risk and income not guaranteed.

And Salt's purpose really is to help more people enjoy the oceans, the rivers and

and waterways. We can simplify the funding process for buying a boat can be quite complex

and daunting and a lot of things to think about.

If schedules had aligned better, I might have spent a couple of weeks this last summer with

guest number two of the show, Graham Whitley, Sailing and Croatia.

And maybe that would have turned me to the sport.

Certainly the pictures have me at least tempted and I've somehow managed to get several

sailors onto the show. That said, as little as I know about boating,

I know it's not the cheapest of pastimes, though maybe not as expensive as I would have

first thought. A little bit of browsing off boats for sale in my neighborhood shows me that I

could pick up a romantic little wooden sailing yacht for about £65,000 or the price of a luxury SUV.

Now I don't have a luxury SUV either, but if I was going to buy one of those,

I would know how to go about financing it. I have no idea how to finance a boat.

Welcome to How to Lin Manitas Strangers with Brendan Lagrange.

Joe Dalton, CEO and founder of Salt. Welcome to How to Lin Manitas Strangers.

Joe, I grew up in Cape Town, which is a coastal city with a whole history linked to the sea

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