Sponsors: Bank On Yourself: We've been brainwashed into believing the only way to grow our money for retirement is to risk it in the stock market. Not true. You can reach your financial goals and dreams without taking any unnecessary risks. Do you really control your retirement money? If you’ve got a 401(k) or IRA or similar retirement plan, the government controls it. They decide how much you can borrow and when you must pay it back, and you’ll owe taxes and penalties for taking money out too soon or waiting too long – even though it’s YOUR money. And thanks to our skyrocketing national debt and a Congress that continues to spend like a drunken sailor, who knows how much you’ll have to pay in taxes during a retirement that could last 30 years? Bank On Yourself is a better way to grow and protect your hard-earned money. This retirement plan alternative has never had a losing year in over 160 years! You can get a FREE report with all the details on how the Bank On Yourself strategy adds guarantees, predictability and control to your financial plan. Go to https://BankOnYourself.com. Ladder is revolutionizing an age-old industry offering term life insurance at a personalized price, that can flex as your needs change. Why not pay a bit each month to protect the ones you love? Ladder makes it impressively fast and easy to get covered. You just need a few minutes, and a phone or laptop to apply. Ladder’s smart algorithms work in real-time, so you’ll find out instantly if you’re approved. No hidden fees. Cancel any time. At Ladder, they've created a painless way to get the life insurance coverage you need for those you care about most. Check out Ladder today to see if you’re instantly approved. Go to https://ladderlife.com/bubba. Learn more about your ad choices. Visit megaphone.fm/adchoices