4.6 • 36.7K Ratings
🗓️ 28 November 2025
⏱️ 125 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
| 0:12.5 | Normal is broke and common sense is weird, so we're here to help you transform your life. |
| 0:18.7 | From the Ramsey Network in the Fairwinds Credit Union Studio, this is The Ramsey Show. |
| 0:23.9 | I'm Ramsey Personality, George Camel, joined by bestselling author, Jade Warshaw, |
| 0:28.1 | and we're taking your calls at AAA-825-225. |
| 0:33.6 | Peter is in Philadelphia to kick us off. |
| 0:35.5 | What's going on, Peter? |
| 0:37.7 | Hi, how are you? |
| 0:38.8 | Just stressed about bills and thinking about bankruptcy. |
| 0:43.3 | Oh, man. |
| 0:44.7 | How much debt do you have? |
| 0:46.7 | A little over $25,000. |
| 0:50.0 | What kind of debt is that? |
| 0:51.1 | Maybe close to the 30. |
| 0:52.8 | Car, personal loan, hospital bills, gas bill. |
| 1:01.3 | And what's left on the car? |
| 1:03.8 | The car is 10. |
| 1:05.7 | The personal loan is 11. |
| 1:08.1 | And that's just, you know, like personal on just because I'm trying I'm trying to get |
| 1:13.1 | myself out of a jam so I go back into it you're in a cycle what do you make right uh 126 um |
| 1:22.0 | base salary dude I think last year I pulled in about 180 for overtime. America just lost all empathy here. |
| 1:28.8 | You make $130,000 and you're calling in trying to file bankruptcy over 20. |
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