It's Monday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey Personality, Chris Hogan.

Chris, I was looking at the statistics on the show, and we not only have listeners that have been with us on radio and podcast and YouTube for many, many years, in some cases, decades, but we've got a new batch coming in almost daily.

The numbers on the podcast and YouTube growth and our ratings on radio are all skyrocketing.

And so it occurs to me that occasionally instead of just answering questions

we had to just stop and go you know we teach some pretty basic stuff here and yet it always

it was the first time i got hate mail from somebody saying that i was crazy and that you shouldn't

cut up your credit cards and that

you should you don't need to live on a budget and whatever I was kind of tickled because I thought

you know that's just weird I never thought you would talk about helping somebody with their money

and you'd get hate mail oh yeah but we can bail our freaking hate mail around here I mean I use it

for Kenlin in the winter.

I mean, it comes in by the bushel.

And certainly those of you that without any backbone at all don't sign the letters, of course,

and we don't answer hate mail.

We answer other letters.

And, you know, and, of course, digital world, you can say anything you want to say behind

an avatar because you're a complete wuss. And so people say all kinds of crazy stuff. But what all that outlines is not that

we're thin-skinned and we don't, that we don't love criticism. But anytime you stand for

something, it immediately means that you stand against something else.

That's right.

You can't, it's philosophically, theologically impossible to not pick a fight when you stand for something.

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