Welcome to the Effortless English Show with the world's number one English teacher, A.J. Hogue.

Where A.J.'s more than 40 million students worldwide finally learn English once and for all

without the boring textbooks, classrooms, and grammar drills.

Here's A.J. with a quick piece to help you learn to speak fluent English effortlessly.

I'm A.J. Hoag, the author of Effortless English.

Learn to speak English like a native

and the father of the Effortless English system

that teaches you, that trains you to speak powerfully, to speak fluently, good pronunciation.

Think in English. When you train with my VIP program, train, commit, don't quit.

To my VIP program, go over to Effortless English Club.com, that's my website, Effortless English Club

dot com. It's simple. the same results that many many others have and are getting

committed effortless English club.

com. Okay, it is a late night here in Osaka Japan talking to you. I have a sleeping baby I'm holding right now, so I will be talking a little more

calmly and quietly than usual. I don't want to wake up the baby. I don't want to wake up the baby I don't want to wake up my wife I don't want to

wake up the neighbors so more of a calm chat a little a calm relax talk today.

Continue with the topic of usury. Usury.

It's an important topic because this topic connects to many other topics that we have

already talked about many times. This topic connects to financial freedom.

It's an important part to be free from

to be free from usury.

So, so, so important if you want to be truly, financially free, financially independent.

Connects to business, if you want to start a business. We've talked about starting

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