I love boba. My go-to-order is black milk tea, 25% sweet, light ice, and brown sugar boba.

It's my favorite afternoon pick me up, but it also meant my wallet was permanently packed with those tiny stamp cards.

I swear I can never finish a single one. The shop would hand me another and tell me,

just combine them. Yet somehow the next time it came time to check out,

I'd need to start a new card. So I almost never get that free boba I'm supposedly working toward.

All that changed when my favorite shop switched to Square and started to use Square's loyalty program.

Suddenly my stamp card was digital and my loyalty was actually being rewarded. While it feels like a

perk for me, it's also a big benefit for the shop. Loyalty customers spend 53% more per visit on

average, but that's not all Square offers. With Square, you can track sales, manage inventory, and

access reports in real time, whether you're in your shop, on the go, or running things solo.

With Square, you get all the tools to run your business with none of the contracts or complexity.

And why wait?

Right now, you can get up to $200 off square hardware at SQUA-R-E dot com slash G-O-M-N-N. That's S-Q-U-A-R-E dot com slash G-O-S-M-N.

That's S-Q-U-A-R-E dot com slash G-O-S-M-N.

Run your business Smarter with Square.

Get started today.

Here's one piece of advice that I've given for years.

Build an emergency fund.

Aim to stash away enough to cover at

least three months of expenses in case your income suddenly drops. Sounds simple, right? But let's be

honest, it's not. Saving even one month's worth of living costs can feel impossible. Just when you're

making progress, that check engine light blinks on and derails your plans.

...