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Nope.

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It's new.

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This is a high-risk investment, and you should not expect to be protected if something goes wrong.

Top of the morning, too, yeah. It is Thursday, and it is for the bookcase and I will not insult the Irish by trying to do an Irish accent. But there was a reason I said top of the morning to you and I'll let my father introduce that. So here's my father and I'm the Kate part of the Kate and Charlie part. Hello. And I'm the Charlie part. The speaker of the house, who I had a

pleasure of covering for many, many years, was then Tip O'Neill. And he taught me that when somebody

says to you, top of the morning to you, the proper reply is, and the rest of the day to you. So the

rest of the day to you, Kate. Ah, and the rest of the day to you. This has a very... Do you respond it then in kind? This has a very Irish flavor to this podcast.

We're going to talk to Nile Williams, who is one of our favorite authors.

Our first author that we ever talked to on this podcast two and a half years ago was Nile Williams,

who had written one of my favorite books ever, This is Happiness.

And we are going to solve all of your Christmas problems right on this podcast.

Isn't that nice of us?

Yes, we're playing Santa. We're playing Santa.

He has got a new book out, just two days now out.

You'll find it in better bookstores everywhere.

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