NFT-backed crypto loans, with Nuno Cortesão (Zharta)

How to Lend Money to Strangers

Brendan le Grange

Credit, Fintech, Management, Lending, Banking, Business, Careers

5 • 2.6K Ratings

🗓️ 24 November 2022

⏱️ 31 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Pawnshops are one of the oldest forms of lending, allowing people to turn assets they’d like to keep for the long-term into cash in the short-term - granny’s broch, those statues great uncle Thomas brought back from Greece, your Bored Ape Yacht Club NFT. OK, one of those is not the same as the others, but our definition of ‘asset’ is changing, so where do holders of digital assets go if they want to access quick cash but they don’t want to sell?

Well, maybe to Zharta, “a real-time NFT loan platform for borrowers and lenders”. Zharta allows consumers to get instant loans with their NFTs without losing ownership over them. Join me and Nuno Cortesão, their CEO and co-founder as we talk about NFT-backed lending and where digital assets might go in the future.

Zharta is found at https://www.zharta.io/ Or on LinkedIn and the other social medias (Twitter, Discord, and the ones for kids cooler than me)

Zharta was speaking at Web Summit earlier this month, and I expect they will be back at the event again next year - certainly, I will be. If you would also like to attend, I suggest you jump on this link for the last few 2 for 1 early bird tickets. You'll also hear that Nuno and I will both be at the Rugby World Cup in France, so let me know if you're heading to either event, and maybe we can grab a drink.

We also speak about traditional pawnshops, which were featured on episode 31 of this show with James Constantinou (check it out to see how unique physical assets are evaluated and used as collateral)

For my stuff, visit me on my LinkedIn page (feel free to connect), while my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

If you have any feedback or questions, if you would like to participate in the show, or if you'd like to find full written transcripts with timestamps head on over to HowtoLendMoneytoStrangers.Show

Oh, and since you like banking podcasts, head on over to https://blog.feedspot.com/banking_podcasts/ to find related content that you may find interesting.

Hosted on Acast. See acast.com/privacy for more information.

Transcript

Click on a timestamp to play from that location

0:00.0	Our doctor is Cerebral Palsy.
0:02.0	We're Mitchell, got her the help she needed.
0:05.0	The gave us her up for Haley's future.
0:07.0	That was the human touch that mattered.
0:10.0	Our legal and financial experts understand the impact of a serious injury.
0:14.0	We'll help you receive the best possible support, medical care and rehabilitation.
0:18.0	We really get to know you so you can get the most out of life.
0:21.0	Irwin Mitchell, the expert hand with the human touch.
0:25.0	Find out more at IrwinMitchell.com
0:27.0	Authorised and regulated by the Celeste Regulation Authority.
0:33.0	Lisbon and Portugal in this, it has, I believe, that 10 unicorns.
0:38.0	We have this massive inflow in the last years of people coming here.
0:43.0	And I believe that kind of created a snowball of innovation.
0:46.0	It's a leap of faith, come entrepreneur.
0:48.0	It was a very big decision when we decided to stop our corporate jobs,
0:53.0	to create this idea that I believe that has a lot of value.
0:56.0	Inspired on traditional banking, landing against stocks.
1:01.0	When we realised that it would make perfect tests to build these technological financial solutions
1:07.0	for a new type of asset that is being underserved.
1:18.0	I've worked in consumer landing for 20 years.
1:21.0	Spread across three continents but kept quite closely to the unsecured space.
1:26.0	And where I've strayed into secured landing, it has been into the traditional segments of that,
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Brendan le Grange, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Brendan le Grange and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.