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Welcome to the Jill on Money Show. It's Thursday, December 12th, and we are here trying to help you make better or less bad financial decisions. Really, we're here to help guide you through the big choices you make in your life. And we want you to understand that there are usually choices. There's not one ultimate answer. We are not the kind of folks, Mark and I, Mark the best executive producer in the

world, also a certified financial planner, as I am I. We're not the kind of people who think

that there is only one solution. We do not think that you should try to optimize your life.

We think that you should understand which your choices are and then have some agency in this

process. That is what I love about this show.

It is not that I'm going to pontificate on what's the best, although my answer is usually the best.

I'm just kidding.

It is not.

And we want to hear what you want to do, help you figure out ways to get there.

That is the beauty of this program.

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