New Year's Eve - Best of Caller Questions
InvestTalk
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
4.4 • 1.5K Ratings
🗓️ 1 January 2026
⏱️ 49 minutes
🧾️ Download transcript
Summary
In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.
Today's Stocks & Topics: I-R-As, 401k Plan, Compound Frequency, Is It Good Time to Buy Stocks, Fidelity 401k Plan, Small Cap Stocks, Fed Rate Cuts, Relative Strength, Young Investor Looking for Advised, Silver, Start Taking Equity, Financial Terminology, Fundamental Analysis, 457 Retirement Plan.
Our Sponsors:
* Check out Anthropic and use my code Claude.ai/invest for a great deal: https://www.anthropic.com
* Check out Chilipad and use my code sleep.me/INVEST for a great deal: https://sleep.me
* Check out Plaud AI and use my code INVEST for a great deal: https://plaud.ai
* Check out Progressive: https://www.progressive.com
* Check out Quince and use my code quince.com/invest for a great deal: https://www.quince.com
* Check out Scribe and use my code scribe.how/invest for a great deal: https://scribe.com
* Check out TaskRabbit and use my code INVEST for a great deal: https://taskrabbit.com
* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.com
Advertising Inquiries: https://redcircle.com/brands
Transcript
Click on a timestamp to play from that location
| 0:00.0 | This is a special Invest Talk, best of caller questions compilation program. |
| 0:06.2 | Remember, the InvestTalk phone lines never close. |
| 0:10.0 | Please call with questions. |
| 0:11.6 | 888-99 chart. |
| 0:13.7 | 888-99 C-H-A-R-T. |
| 0:17.5 | They will be played and answered on an upcoming InvestTalk podcast. |
| 0:22.3 | Let's go talk to Orlando in San Bernardino. |
| 0:24.8 | Let's talk about it. |
| 0:26.3 | Hi. |
| 0:26.7 | So I have an account from my old job that I never rolled over. |
| 0:31.5 | I do make over $100,000 a year. |
| 0:34.6 | And I recently got married. |
| 0:36.8 | My wife makes around 30. So I think it would be a good |
| 0:40.5 | year to actually put it into my Roth IRA that I have with Vanguard right well that's it's a |
| 0:46.7 | broader tax question and what tax bracket you're in and putting money into a Roth IRA or 401k |
| 0:52.6 | doesn't matter it matters less about what your tax rate is today |
| 0:57.4 | and more about what it is compared to the future. |
| 0:59.6 | If in the future you're going to have, be in a lower tax bracket, then you want to wait, |
| 1:03.8 | keep it in an IRA or a traditional 401K, and then you roll it into that Roth IRA later |
| 1:09.8 | do a Roth conversion. |
| 1:11.0 | So what I would say is roll it into an IRA, simple as that. |
| 1:16.5 | And remember, you don't have to do it all. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.