New Retirees May Need to Rethink the 4% Rule
InvestTalk
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
4.4 • 1.5K Ratings
🗓️ 24 December 2024
⏱️ 49 minutes
🧾️ Download transcript
Summary
Due to lower anticipated returns on stocks, bonds, and cash, experts are projecting a lower "safe" withdrawal rate.
Today's Stocks & Topics: CAVA - CAVA Group Inc., Market Wrap, ET - Energy Transfer LP, ODFL - Old Dominion Freight Line Inc., New Retirees May Need to Rethink the 4% Rule, EQT - EQT Corp., CTRA - Coterra Energy Inc., The Fed, MU - Micron Technology Inc., IIPR - Innovative Industrial Properties Inc., China Chip War, OKLO - Oklo Inc., DORM - Dorman Products Inc.
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Transcript
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| 0:00.0 | On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is InvestTalk. |
| 0:12.8 | Independent thinking, shared success. Invest talk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States. |
| 0:27.3 | Here is KPP Financial Chief Executive Officer, Financial Advisor, Justin Klein. |
| 0:36.1 | Good afternoon, fellow investors, and welcome back to Invest Talk. |
| 0:40.7 | This is our Monday, December 23rd, 2024 edition. |
| 0:44.8 | And welcome to Christmas. |
| 0:48.3 | It is the eve of Christmas Eve. |
| 0:50.9 | And I hope everyone is prepared for the big holiday and we'll be posting |
| 0:57.5 | a fresh best of episode both tomorrow and on Christmas Day. So please be on the lookout for those. |
| 1:06.3 | And, you know, that's for tomorrow. But, you know, this is today. |
| 1:11.9 | And we still had market movements. |
| 1:14.2 | And all are very important to your future, to what is ultimately your own path to financial freedom. |
| 1:24.9 | That's what this is about. |
| 1:26.6 | And, you know, we've talked a lot about saving money during these holiday seasons, as well as market |
| 1:33.0 | trends that typically manifest during these times. |
| 1:37.9 | And you're getting a bit of a mixed bag on that front. |
| 1:41.6 | And we are here to unpack those for you and get you |
| 1:46.0 | prepared for 2025. So I'm Justin Klein. And as usual, our objective is to help you become a better |
| 1:52.8 | investor during this hour. And we do that by answering your finance and investment questions. |
| 1:56.5 | So checking off the list of questions that you have, but also bringing challenges to the table, |
| 2:03.3 | data to the table, lessons to the table so that you can make consistent good decisions with |
| 2:09.3 | your money. |
... |
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