After a big week for stocks, we address the reality of the equity markets and why a "new high" is nothing to get excited about. While 5% rates feel better than zero, we are concerened that too much money languishes in banks. Plus, more money is finally invested in passive funds than actively managed products and why it's about darned time. Listeners ask: Is Retiremeet worthwhile for those already retired? How should money be invested in a deferred compensation plan? Learn more about your ad choices. Visit megaphone.fm/adchoices