NEVER Say These Things to Your Spouse About Money (Hour 2)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 29 March 2023

⏱️ 38 minutes

🔗️ Recording | iTunes | RSS

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Summary

Rachel Cruze & Dr. John Delony answer your questions and discuss: What to do when you're underwater on your car, from the blog: How to Get Out of a Car Loan, How to get on the same page as your spouse (and 10 things you should NEVER say), from the blog: How to Talk to Your Spouse About Money, "Should I contribute less to retirement to save up for a house?" Budgeting on an irregular income, "Did I mess up by paying off my house too early?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	βα
0:30.0	Live from the headquarters of Ramsey Solutions, broadcasting to the pods, moving in storage studio, it's the Ramsey show where we help people build wealth, do work that they love and create actual real relationships.
0:46.0	Hey guys, I am Rachel Cruz hosting this hour with Ramsey Personality, Dr. John Deloney.
0:53.0	We are here to answer your questions, everything when it comes to your money, your relationships, your work and your life.
0:59.0	And it's a free call anywhere in the country at AAA 825-225.
1:06.0	So first this hour we have Christian in Anaheim, California. Hey Christian, welcome to the show.
1:12.0	Hey Rachel, hey John, first time calling. I'm a big fan. I'm hearing about you guys.
1:17.0	Awesome. Well thanks for calling.
1:19.0	Two weeks so far. Yeah. Well, I'm three years old. I'm working. I have a full time job. I'm making 3500.
1:29.0	But I have a debt of $68,000 getting a little bit frustrated and scared. I don't have a savings right now, but I'm working right now with baby steps.
1:46.0	I still have $400 right now in the emergency fund, but the big problem of my debt is my car.
1:54.0	I've been watching videos, I've been watching all the videos from Ramsey show about the car problems that many others have as well.
2:02.0	And the big problem is that I own a loan of $40,000.
2:07.0	What kind of car is it man?
2:09.0	It's a Hyundai Santa Fe 2022 hybrid.
2:14.0	Okay. I bought it on zero miles and this RP was 36.
2:19.0	I think it was 36,000 but the markup here in California are extremely high.
2:25.0	Yeah. And they added like $5,000 above plus I five with the negotiation to, you know, to cut the report.
2:31.0	Sure. Sure.
2:32.0	Hey, so before we get going on the math and all this, how old are you brother?
2:36.0	30 years old.
2:38.0	30.
	...

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