This is the Ramsey Call of the Day, part of the Ramsey Network.

Well, folks, if you drive a normal car like normal people, you've had to get gas like normal people,

and you've probably been very angry at the pump.

Here in our neck of the woods gas is running

about four dollars and thirty cents right now which is about double what it was it feels like

six months ago and to add insult to injury the buy now pay later companies are screwing everyone over

because here's the new news out this week you can now buy now, pay later companies are screwing everyone over because here's the new news out this week.

You can now buy now pay later for gas.

That's right.

You can now have the pleasure of paying for gas that you bought three weeks ago.

This is sad stuff.

And Klarna and Zip, they have partnered with gas stations to provide this.

Texco and Chevron gas stations have the option to split up your payment into four payments

over six weeks. So we like to joke that you can do Buy Now Pay Later on a $10 item and make $2.50

payments for four months.

And now you can do that with a gallon of gas or 10 gallons of gas.

And we just released our Ramsey Research State of Personal Finance annual report.

And Buy Now Pay Later has exploded in popularity, especially with the younger generations.

Nearly one in four people made a purchase

using a Buy Now Pay Later service in 2021, and millennials are leading the charge. Four and ten

millennials made an online purchase with Buy Now Pay Later compared to just 18% of Gen X and just

4% of Baby Boomers. And if you know anything about buying out pay later, it's just a modern marketing version

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