I hate banking fees. They cost customers billions every year, but there are other ways your bank

could be costing you money. If you're still banking with a traditional bank, the chances are

that you aren't getting the best interest rate on your money. In fact, you're probably only

getting a few pennies a month. Chime is changing the way people bank. Earn up to 3% APY on savings, seven times higher than a

traditional bank. This is built for you, not the 1%. Chime makes your everyday spending work harder

by delivering real rewards and financial progress. And when you get qualifying direct deposits, you get 1.5% cash

back on eligible CHIME card purchases. Chime is not just smarter banking. It is the most

rewarding way to bank. Join the millions who are already banking fee free today. It just takes a few

minutes to sign up. Head to chime.com slash MNN. That is chime.com slash MN. Chime is a financial technology company, not a bank. Bank. Bank, Bank, and my pay line of credit provided by the Bankor Bank NA or Stride Bank NA. My pay eligibility requirements apply and credit limit ranges $20 to $500. Optional services and products may have fees or charges. See chime.com. Slash news info. Advertised annual percentage yield with chime plus status only otherwise 1.00% APY applies. No min balance required. Chime card on time and products may have fees or charges. See chime.com slash fees info. Advertised annual percent and yield with chime plus status only.

Otherwise, 1.00% APY applies. No mean balance required. Chime card on time payment history may have a positive impact on your credit score. Results may vary. See chime.com for details and applicable terms. All my money rehabbers out there know that homeownership dreams are real. So before you start scrolling Zillow at 2 a.m. you need your banking foundation lock down.

Here's the thing.

U.S. Bank smartly checking foundation locked down. Here's the thing.

US Bank smartly checking and savings puts your money to work for you. With the ability to track

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just you being the prepared

money rehabber you are. Let's start your home ownership prep together at usbank.com.

That's the power of us, equal housing lender. Deposit products offered by US Bank National Association,

member FDIC 2025 US Bank. You've heard me talk about Built as the

loyalty program that lets you earn points on rent wherever you live, and they just leveled up

even more. As of 2026, homeowners can also earn up to 1.25X points on their mortgage payments.

This is thanks to Bilt's three new credit cards,

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