Most hospitals in the U.S. are actually non-profits, which means they have to have financial assistance or charity care policies.

This is because a lot of these nonprofit hospitals get government grants or funding, and because they are taking that federal money or even sometimes statewide money, they do need to have these charity care policies. If you make

below a certain amount, the hospital legally has to waive your medical bill up to a certain percent.

Sometimes that's 100 percent, sometimes that's 50, 75, 25. It's certainly worth checking.

What's up, rich friends? Welcome back to another episode of Net Worth and Chill. I'm your host,

Vivian 2, aka Your Rich BFF and your favorite Wall Street girlie. And it seems like everyone these days is talking about healthcare. What does your insurance even do? Why is everything so damn expensive? And why are there so many acronyms? This conversation was largely spurred by Luigi Mangione killing the United Health Care

CEO.

And while certainly I'm not advocating for murder, a lot of the more muted and peaceful efforts

for a health care reform seem to have fallen on deaf ears.

So this seems like a real wake-up call for citizens and legislators alike, because it feels like regardless of political affiliation, everyone can agree that health care is too damn expensive.

Americans are struggling through no fault of their own with the costs of living in the system, and 20 million people, nearly one in 12 adults, owe medical debt.

The SIPP survey suggests people in the United States

owe at least 220 billion in medical debt.

Today, we're gonna be diving into the world of healthcare

to help you understand how plans and deductibles

actually work, as well as some of my personal favorite

tips and tricks to save on drug costs and procedures.

Let's get into it.

Support for Net Worth and Chill comes from Amazon Pharmacy. The last thing you want to do when

you're sick is go pick up your prescription at the pharmacy because then you're standing

in a long line with a whole bunch of other sick people. And everyone is sick of being sick,

especially around other people who are sick. Amazon Pharmacy will deliver right to you fast, so you can get meds without congregating

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