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The Ramsey Show Highlights

My Wife Won't Stick To The Budget I Want Her To

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5840 Ratings

🗓️ 22 September 2024

⏱️ 8 minutes

🧾️ Download transcript

Summary

📱Download the free Ramsey Network app today! 💵 Start your free budget today. Download the EveryDollar app! Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.5

Hi, I was just calling because my wife and I are trying to stay for a house, and I've talked to her about having a budget.

0:16.8

And for some reason, she says that we can stick to a budget, and have like just used my notes app on my phone and talked about it with her.

0:25.3

But it seems like it's like $10 here, $20 here, $50 here, and it adds up.

0:30.9

And I don't think she really realizes it.

0:33.6

So I'm just calling for like, ask how I can like talk to her about it in a way where like she can get on board and then like how she can like stick to the budget that I'm wanting to stick to.

0:49.6

So there could be two things at play. It could be that the budget is not quite realistic enough.

0:55.9

It could be.

0:56.5

I don't know.

0:57.3

I always say that budgets should be three things detailed, realistic, and flexible.

1:03.3

So just that first pass here, there's part of me that thinks it's probably not hitting

1:08.6

the mark in one or more of those areas.

1:12.8

Did you tell me that you're using the notes app to budget or you're using the notes app to

1:17.2

decide what to say to her?

1:20.7

No, we've just written down like all of our expenses and then like all of our, how much we make and then all of our expenses per month.

1:29.1

Okay. So that's another part of this. You know, having the right tool is what's going to make

1:34.1

budgeting something that you can stick to and that you can do for the long haul. It makes it

1:38.8

more enjoyable. It's really hard to stick to a budget that's written just in the notes app. I'm just going to tell you that.

1:45.2

So I think what we need here is the right set of tools and the right set of parameters

1:50.1

and how to work the tool.

1:51.7

So before you leave today, I'm going to get you set up with every dollar.

1:55.1

It's the best budgeting app there is because on it, it's not a notes app.

...

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