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I have a question regarding what my wife would like to do.

And basically, I want to find out what is the best way to convince my wife that keeping cash out of circulation,

meaning out of bank accounts, you know, that it isn't a good idea.

And there is a backstory to that if, you know, you'd like to hear that.

Sure.

How old are you, too?

I am 62, and she is 64, and we've been married for six years.

Okay. And I assume part of the backstory is there's some trauma from the past where she has, her security gland is just popping off going, we cannot keep this money out there.

Was there theft in her life?

Was there, was she poor at one point?

What happened?

Well, you're a little bit right.

It deals with her dad, my father-in-law.

And he was placed in a nursing home in 2021 and passed away in 2024. He had no savings to speak of.

And he had the Social Security income, which of course was taken by the nursing home.

And he possessed several low-value properties to include his home, which sold for $40,000 in 2023.

So in addition to Medicaid, the state of Illinois conducted an audit of his assets that my

wife had to painstakingly research to include collecting and researching all his know, all his bank statements.

And she had to account for every penny he had spent for the last three years.

And that consisted of going to the bank and explaining the situation to them

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