This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Dr. John Deloney.

Robert is in Modesta, California.

Hi, Robert.

Welcome to the Ramsey show.

Hi, Dave. Thank you for taking my call.

Sure. What's up? Um, actually, I don't want to listen to your podcast, maybe three times. It's started this week. Wow. I'm surprised. I actually got through to talk to you. Welcome to the gang,

man. Welcome in, brother. Tell me about two months now that I needed to sit in the same of you.

We're kind of, me and the wife, I don't know if we're on the same page here.

She's 48 on 54 and make $100,000 a year.

Just over that, I was a paramedic here in California.

And we are $300,000 up on equity in our house. I have about $600,000 in 4-0K, $75,000 in cars,

and about $30,000 in debt. That's a student loan and a credit card. My wife wants to go to a larger

home because we are a smaller home, four of us here at 19 year old 15 year

old me and the wife and we're just running at a room here she wants to go to a larger home to me

that's a larger payment you know a little less stress on us space wise a little more stress on us

financial wise she advises if i do the rsey thing, then, you know, we'll find the money.

Is it a bad idea to go to a larger home?

I'm sorry, the last part about the Ramsey thing.

Say that again?

She says if we start doing the seven steps and doing the Ramsey method, that it'll all work out,

that the more payment is not going to be that big a deal because we'll find the money

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