My Wife Racked Up $300,000 In Debt Without My Knowledge
The Ramsey Show Highlights
Ramsey Network
4.5 • 838 Ratings
🗓️ 22 January 2026
⏱️ 9 minutes
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| 0:00.0 | Brought to you by CHO, a budget-friendly faith-based alternative to health insurance. |
| 0:07.6 | CH Ministries.org slash budget. |
| 0:10.1 | My wife, over the last 8 to 10 years, has taken on a series of, I guess the term is predatory loans, |
| 0:28.8 | now totaling right around $300,000, all without my knowledge, of course. |
| 0:30.2 | Goodness gracious. |
| 0:31.6 | Yes. |
| 0:35.7 | What kind of, when you say predatory loans, what type of loans are these exactly? |
| 0:39.7 | It's the ones where they send you a check in the mail and they say, cash this. And you fill out some paperwork online and they deposit the money |
| 0:48.0 | straight into your account. Okay. So I'm trying to figure out the actual, was this one company that she just kept falling for this over and over? |
| 0:58.6 | No, it was multiple. Wow. And so they basically say cash this check, aka it's a loan as soon as you cash it. |
| 1:06.7 | Correct. It says you're pre-qualified for X number of dollars. What did she use the money for? |
| 1:14.4 | She blew it. There's nothing to show for it. But you're telling me for a decade, you had no inkling that this was happening. |
| 1:21.9 | That is correct. That's the most shocking part of all of this it is wow what did she say she spent it on |
| 1:30.6 | when she say she blew it was there an addiction involved here no no just just blew it |
| 1:37.9 | amazon um who knows and you never thought hey where is she getting all this stuff because |
| 1:44.0 | i know what's coming out of our account. |
| 1:45.9 | I'm guessing there is no our account. |
| 1:47.5 | Is it your money and her money? |
| 1:49.9 | Well, it is, yes. |
| 1:51.6 | And it's always been that way? |
| 1:54.0 | No, it wasn't when we were first married. |
| 1:57.7 | We separated for a few months back in the 2010 timeframe, and, of course, obviously, |
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