“My Wife Is Pestering Me To Take a Vacation”

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 18 January 2025

⏱️ 5 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.6	My wife's been pestering me for quite some time now to take her on a vacation. I'm not sure right
0:12.9	now is the time to do it. We're both pretty young. I'm 25. She's 21. We got a little one on
0:20.4	the way here before too long, and we're getting ready to purchase
0:23.9	a property we intend to build on.
0:26.5	Okay.
0:27.2	Do you guys have debt?
0:29.6	No debt.
0:30.5	No debt.
0:30.9	We've been very fortunate in that way.
0:32.3	Community college educated.
0:34.1	Okay.
0:34.9	What's your household income?
0:44.7	I bring about 50,000 home after taxes and she brings about 20,000. And that's part of the issue is that next year her income will be going away. She's a preschool teacher now,
0:50.1	but with the little one, she's going to stay home. Do you have an emergency fund saved?
0:55.0	We do.
0:57.0	The thing that concerns me is that after the down payment on the property,
1:01.0	that's what we'll be left with, is with our emergency fund.
1:04.0	And so to take that vacation, we'd be kind of having to dig into that a little bit.
1:08.0	Well, a vacation's not an emergency, so I would not dig into the emergency fund to take
1:12.8	an emergency, to take a vacation ever.
1:17.0	What does she want to spend?
	...

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