This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Dr. John Deloney.

Williams in San Antonio, Texas.

Remember the Alamo.

What's up, William? Oh, good afternoon, Dave. Remember the Alamo. What's up, William?

Oh, good afternoon, Dave.

I had a rather unfortunate financial incident in our marriage.

Happened last fall.

My wife got victimized in an internet fraud and not only lost a sizable amount of

cash, but also took out some loans to help these people. And some of those were short-term

credit card, things like buying gift cards and then there were two

installment loans one was for 23,500 one was for 17,500 the rest of them the smaller credit cards and such, I'm using the snowball method to take care of those, but I need advice on the installment loans.

When it comes to this fraud, it's usually one of two things. Usually it some sort of romantic interest or it's some sort of

somebody crying out for help with medical assistance or some sort of injustice what is it

in your in your in your situation uh it would it would be the former.

My wife and I have been having some problems, been together for 25 years.

And things just kind of, I don't know, they happened, and I didn't, didn't see the warning signs.

How's your marriage now?

But it's much better.

I've been getting therapy, and she has been too, and we've been making some inroads,

and just basic stuff like how we speak to each other and I'm proud of you

man how we're hard try try well here's the thing I have a bunch of people tell me well I would

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