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The Ramsey Show Highlights

My Wife Forgot to Mention She Owes $48,000 To The IRS

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5839 Ratings

🗓️ 22 April 2026

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.0

I've been married for 11 months and I found out during our joint filing with my wife that she has four years of back taxes with the IRS totaling about $48,000.

0:18.0

And I'm looking for your advice on how to handle that.

0:25.2

Wow, that's a bummer.

0:30.0

So did she, is she deceptive or incompetent or both?

0:39.2

Without sounding derogatory, I'd probably choose the latter.

0:45.3

Incompetent?

0:46.8

Yes.

0:47.5

Yeah.

0:47.8

I mean, like, it didn't occur to her that this was a problem.

0:54.7

No, she thought it would fix itself.

0:57.2

Yeah, okay.

0:58.2

And that's why she didn't bring it up.

0:59.6

She wasn't actually hiding it.

1:01.1

It just was not on her radar as important.

1:04.7

Yes.

1:05.6

Where you're like in freak out mode and so am I.

1:09.5

Yes.

1:10.1

Yeah, like,

1:10.5

Ah! You're kidding! am I. Yes. Yeah, I'm like, ah!

1:11.6

You're kidding!

1:12.6

Holy Jesus!

...

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