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The Ramsey Show Highlights

My Spouse Makes HORRIBLE Money Decisions for Us

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5839 Ratings

🗓️ 25 February 2024

⏱️ 9 minutes

🧾️ Download transcript

Summary

💵 EveryDollar - The simplest way to budget for your life! Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today. And today's question comes from

0:07.5

Heather in Wyoming. I'm a stay-at-home mom, and this has been the most stressful, painful past two years

0:13.0

of my life with my husband making horrible financial decisions that left us over $500,000 in debt.

0:20.6

He owns a tree service business making $70,000 a year and is trying to start a mobile mechanic

0:26.3

business and has purchased an investment property.

0:30.0

We have $163,000 mortgage on our house.

0:33.6

The rent is a total disaster that's completely, the rental, I'm sorry, the rental is a total disaster that's completely, oh, the rental, I'm sorry, the rental is a total

0:39.8

disaster that's completely gutted and we have to make payments every month while earning

0:43.5

no income with it and no progress on the repairs. He also bought a brand new truck that we owe

0:49.0

now $84,000 on, and $18, loan on a bobcat for the business a twenty

0:57.1

thousand dollar home equity loan that he used to fix up the rental oh and over five thousand dollars

1:03.5

in credit cards he keeps saying he's working on it and he is a hard worker but has put us in a

1:10.2

completely impossible situation that danger that angers me and stresses me out every single day.

1:15.8

I work odd hours because we can't afford child care, nor do I want to give up time with my kids to fix a problem that I did not cause.

1:22.5

I feel so stuck and hopeless.

1:25.9

All right.

1:26.8

Can we just... Listen, I wrote it all out because I'm trying to track with right. Can we just...

1:27.6

Listen, I wrote it all out because I'm trying to track with this.

1:30.6

Okay, Heather, this is not a...

1:33.1

You shouldn't be this way.

1:34.2

She's very bitter.

1:35.7

Yes.

...

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