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My dream is to achieve financial freedom and continue to build wealth, but I feel like my

spending habits are getting in the way of that. A little bit of background. I'm 25. I'm making

over $150,000 a year. Wow, good for you. Yeah, I have no debt.

I'm putting myself through school, but I find myself spending unnecessarily on things I don't need.

And I'm just wondering if I can get some advice on how to rein in my spending and, you know,

start building wealth and achieve my financial freedom goal that I'm shooting for.

What do you do and what are you studying?

I am studying engineering and I am in pretty much an entry-level engineering position.

And I love what I do.

I'm able to work from home and I have a lot of great know, I feel like there's more that can be done.

Okay.

So what are you wanting? Yeah, when you say there's more, because I mean, you're putting

yourself through school, debt-free, correct? You have no other debt. So is it investing you're

looking at? Is it just your spending habits? Since you feel like you're making a lot, but there's not a lot to show at the end of the month? What's your biggest paypoint? Yeah, I feel like I don't have boundaries when it

comes to spending. I feel like I could be using my money for better things, like investing for

the long term, but I find myself spending a lot of time online shopping or going out,

and I don't have a lot at the end of each month to put in my investment accounts like I'd like to.

Okay. Are you on a specific budget, like a pretty detailed budget?

Um, no, really. I just kind of spend as you want. I mean honestly for you Sarah that's that in an

investing goal are the two things that well I think completely change your life I mean if you have it

if you have a budget because you're doing well financially right you're not going deep into debt

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