This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Dr. John Deloney.

Brandon is with us in Denver.

Hey, Brandon, how are you?

I'm good, Dave.

How are you?

Better than I deserve.

What's up?

Okay, so this has happened before with my sister.

This is basically what it's about.

So my sister, I'm 27 years old, and my sister is 46, she'll be 47 in April.

And she always seems to have trouble financially.

And recently, she asked me for $100,

and I'm not sure if she's aware that I know that she owes my mom 800.

And I kind of wanted to, like, offer her advice and help her out but I in my mind I feel like

she's gonna look okay what is this 27 year old punk trying to school me on anything he's the one

with a hundred dollars you don't have that's who he is yeah I know I yeah no I can

I get it and it's a little frustrating because I feel like if it was, I feel like if anyone's asking for money, it should be, it should be the other way around. But, you know, it's like, I don't know exactly how to bring it up to her. Because I don't want to, I feel like my mom and dad always end up giving her money. And I've always told them like, you know, this isn't really

helping her. It's more so perpetuating her mismanagement of money. And I guess I just don't know

how to go about it without causing a rift between us. So I want you to re-approach the situation.

You did not cause the Rift.

The Rift was thrown at you.

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