My Sister Is A Financial Parasite, and My Mom Enables Her (We Financially Support My Mom)

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 18 July 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by Xander Insurance, Identity Thep Protection isn't a luxury in today's world.
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0:12.0	So I have kind of a tricky situation with my mom. My husband and I are doing great.
0:17.3	We are on baby step six. We're debt-free except their mortgage. And we are in the position of,
0:24.0	we provide a home for my mom. She was widowed in 2013. And my father passed away leaving
0:30.5	her with a mountain of debt, medical debt, debt that they accrued over the years. And she filed bankruptcy and then later sold her house.
0:39.9	So she is sitting on about $100,000 left from that.
0:43.2	But we provide a home for her.
0:44.8	We charge her like a quarter of the rent that she would because we built a mother-in-law
0:49.3	when we built our house.
0:51.4	My question is...
0:53.0	So she lives next door to you or adjacent to you?
0:56.5	Yes, we have like a shop apartment that she lives in currently.
1:01.3	Oh, I got you. Okay. So she's on your property. You're not providing her a standalone
1:05.9	separate home. I got you. Okay. Yeah, it's like an apartment on the property. It's separate from...
1:11.2	And how old is she?
1:13.1	She is currently, I believe she'll be 69 this year.
1:16.9	Okay, cool. All right.
1:19.0	Yeah. So when my father passed away, she decided not to get a job again.
1:26.1	She wanted to be there for grandkids. There's, you know, seven children
1:29.0	in our family and lots of grandkids. We've tried to advise her to get a job. She has not.
1:35.3	So we provide her a place because she can't really afford rent. She's on my $2,000
	...

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