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The Ramsey Show Highlights

My Husband Didn’t Pay His Taxes Now the IRS Is Coming for Us

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 17 July 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.7

All right. Today's question comes from Alice in Montana. My husband and I have been married for 21 years,

0:12.0

and we had weathered financial struggles, including a past bankruptcy. I had a solid nursing career

0:17.0

that allowed him to pursue real estate full-time. And in 2021, we had a strong year. We owed

0:22.9

$82,000 in taxes for the year, and the money was available in his business account. I trusted

0:28.7

him to handle everything, but I recently discovered he never paid the IRS. Instead, he used the money

0:33.4

on business expenses in a failed side venture without telling me. Our CPA tried contacting him

0:39.5

for months and eventually filed our taxes without signatures in early 2023 to avoid penalties.

0:46.1

My husband also hid IRS notices for me. I found out recently when I signed for a certificate

0:52.4

letter stating that the IRS intends to levy our home for $150,000, I feel blindsided and portrayed.

0:59.5

My question is, should I buy him out using a second mortgage to cover the IRS or sell the home and walk away?

1:07.4

Ooh.

1:08.6

Gosh, Alice.

1:10.4

Bye.

1:28.4

Oh, she's divorcing him. I don't know why you would buy him out. Buy him out. Buy him out means you're divorcing. I guess. I don't know what that means. You don't buy out somebody you're married to. Bail him out. Do I bail him out? Maybe just pay for it. I don't know. You can bail out your husband.

1:30.7

Do you use the second mortgage or do you sell the house?

1:35.3

Is that all the penalties?

1:38.4

But $82,000 and I'm confused, but they filed,

1:42.0

the CPA filed their taxes without signatures?

1:43.0

Yeah, that's weird. That's illegal.

1:45.0

Okay.

1:46.0

It's a good way for the CPA to end up in jail.

...

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