My Process for Booking Travel with Points & Miles
All the Hacks: Money, Points & Life
Chris Hutchins
4.8 • 1.6K Ratings
🗓️ 1 April 2026
⏱️ 57 minutes
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| 0:00.0 | If you had to fit the core principles of maximizing point redemptions on a three by five index card, |
| 0:05.5 | what would it say? Well, I got that question from a listener named Matt, and I loved it so much. |
| 0:09.9 | I'm going to build this entire episode around it. But I'm not going to just stop there, |
| 0:13.7 | because I'm going to take a dozen of your questions about booking travel with points and miles |
| 0:17.7 | and organize them into a walkthrough of the entire process end-to-end, |
| 0:21.9 | not just the theory, but the actual steps, answering your questions along the way, |
| 0:26.9 | so it's kind of like an AMA episode as well. |
| 0:29.4 | We'll cover why the same business class seat can cost 240,000 miles or 64,000 miles, |
| 0:34.2 | depending on how you book it, and what to do when a route looks impossible to find |
| 0:38.2 | availability. I'll share how my thinking on travel portals has evolved. We'll talk about domestic flights |
| 0:43.7 | and how things change there and whether it ever makes sense to use your points to upgrade. Whether |
| 0:48.3 | you've never transferred a point in your life or you're deep in the game, I really think there's |
| 0:51.9 | going to be something here for you. But fair warning, by the end, you might need a magnifying glass and very tiny handwriting to fit |
| 0:58.6 | everything we cover on one index card like Matt asked for. |
| 1:02.0 | I'm Chris Hutchins. |
| 1:02.9 | If you enjoy this episode, leave a comment or share it with a friend. |
| 1:05.8 | And if you want to keep upgrading your money points in life, click follow or subscribe. |
| 1:14.5 | All right, before we get any further, I think we need to understand the fundamental mechanic that makes this whole points of miles game worth playing. |
| 1:18.4 | I've talked about this before, but I'll just say briefly, there are two primary ways you |
| 1:23.2 | can use your credit card points for travel. Option A is kind of the easy mode, which oftentimes we get targeted to do is to just use |
| 1:31.9 | the travel portal. |
| 1:33.1 | You go to Chase Travel, Amex Travel, you search for a flight the way you'd search on Google |
... |
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