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The Ramsey Show Highlights

My Parents Still Support My 45-year-old Brother (My Problem Next?)

The Ramsey Show Highlights

Ramsey Network

Investing, Education, Business, Self-improvement

4.5838 Ratings

🗓️ 15 May 2026

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

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0:06.9

I have retired parents in their late 70s. My brother, who's 45, moved in with them at the beginning of the pandemic and hasn't left since.

0:18.2

My parents are supporting him, and they're getting older. They're

0:22.6

starting to have health issues and I do not want to be responsible for him after they're gone,

0:30.2

but I'm having a hard time reconciling the, I guess, moral obligation versus practical obligation.

0:43.5

Why would you be responsible for the brother?

0:48.1

What type of, is there something wrong that he's requiring support?

0:53.5

No, other than he just has never worked.

0:57.2

And it's one, yeah, yeah.

0:59.9

And it's one of those things where I'm afraid if no one takes care of him or supports

1:06.3

him, he'll end up homeless and, you know, bad things happen when you're homeless.

1:13.3

He's not.

1:14.8

It would be an easier conversation if he was.

1:17.0

So I guess my question is, why are you drawing the conclusion that he's totally helpless

1:21.6

and will end up on the streets?

1:24.4

If he's 40, able-bodied, healthy, that would then just be his personal choice

1:30.1

then, wouldn't it? You're absolutely right. And it is absolutely his choice. It's the, you know,

1:37.9

tug of he's my only, he's really my only family once my parents are gone. and do you really think that rather than let's let's

1:46.9

just play this out for a second let's i mean unfortunately let's pretend your your parents they're

1:52.4

beamed up they move on let's pretend you've put your foot down and said you know what you know you

1:58.1

can't move in with me bob Bobby. And do you really think

2:01.5

Bobby will end up? Do you truly in your heart of hearts think that he will say, okay,

...

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